Individual Marketplace

Do I qualify for a premium tax credit?

You can't get affordable health insurance through your job

You don't have Medicare

You have household income between 100% and 400% of the Federal Poverty Level

You use the Missouri Marketplace to buy coverage

2020 Federal Poverty Level Income

The Department of Health & Human Services (HHS) issues poverty guidelines that are often referred to as the "federal poverty level" (FPL). The Federally-facilitated Marketplaces and State-based marketplaces on the Federal platform will use the 2020 guidelines when making calculations for advance payments of the premium tax credit and cost-sharing reductions starting November 1, 2019.

# In Household 100% FPL 138% FPL 150% FPL 200% FPL 250% FPL 300% FPL 400% FPL
1 $12,490 $17,236 $18,735 $24,980 $31,225 $37,470 $49,960
2 $16,910 $23,336 $25,365 $33,820 $42,275 $50,730 $67,640
3 $21,330 $29,435 $31,995 $42,660 $53,325 $63,990 $85,320
4 $25,750 $35,535 $38,625 $51,500 $64,375 $77,250 $103,000
5 $30,170 $41,635 $45,255 $60,340 $75,425 $90,510 $120,680
6 $34,590 $47,734 $51,885 $69,180 $86,475 $103,770 $138,360
7 $39,010 $53,834 $58,515 $78,020 $97,525 $117,030 $156,040
8 $43,430 $59,933 $65,145 $86,860 $108,575 $130,290 $173,720

*For households with more than 8, add $4,320 for each additional person.
Note: Eligibility for premium tax credits in coverage year 2020 is based on poverty guidelines for 2019. FPL = federal poverty line.
Source (plus Hawai'i and Alaska guidlines): aspe.hhs.gov/poverty-guidelines